Your Commercial Insurance Providers

We offer insurance packages tailored to fit different types of businesses. Currently, we offer commercial insurance to cover your building, business property, equipment, inventory, or company vehicles. In addition, we offer group health and retirement plans so that your employees are protected as well.

Property Insurance

Property insurance covers the risk of property loss in a variety of commercial situations, including commercial buildings, equipment, furniture, fixtures, inventories, business records, supplies, and other physical items. Property insurance may cover two types of property losses:

Direct Losses: Property is Lost, Stolen, Damaged, or Destroyed
Indirect or Consequential Losses: Losses as a Result or Consequence of a Direct Loss

Commercial General Liability Insurance

Casualty insurance consists primarily of liability coverages, which protect an insured party against injury or damage claims made by other parties. Policies provide coverage for liability arising out of:

• Premises and Operation
• Fire Damage Liability (Damage by Fire to Premises Rented to Insured)
• Personal and Advertising Injury
• Medical Payments
  

Products/Completed Operations

You may want to consider a Business Owners Package that combines your liability, property, and other types of coverage into one comprehensive policy. This will help you save time and money on your total insurance program. And since we live in an age of million-dollar lawsuits, you may also want to add extra liability protection in the form of a Commercial Umbrella Policy. Get in touch with us and we can tell you more about these plans and discuss whether or not they make sense for you.

Business Auto Insurance

To properly protect yourself from the always-present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.

If you have any doubts about the appropriate level of automobile coverage that's right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.

Compulsory Auto Policy Coverage

• Bodily Injury to Others
• Personal Injury Protection
• Bodily Injury Caused by Uninsured Auto
• Damage to Someone Else's Property
  

Optional Coverages

• Optional Bodily Injury to Others
• Medical Payments
• Collision
• Comprehensive
• Substitute Transportation
• Towing and Labor
• Bodily Injury Caused by an Underinsured Auto